Members 101 - Updated 04-2023

What is the difference between Borrow VS Acceleration?

• Vacation Borrowing is available for all membership types. The number of years available to borrow is based on level of membership. Premier members can borrow up to 3 years from the front of their contracts. A Vacation Borrow fee applies for each year borrowed (currently $70 USD per year/week), and Maintenance Fee must be paid for each year borrowed. Gold and VPA members can borrow up to 5 years, no Vacation Borrow fee applies; Maintenance Fee much be paid for each year borrowed. **If MF increases for the Borrowed year, member is responsible to cover the difference at time of MF billing season. • Acceleration applies only to Senior memberships and Elite 5* & Residence, allows member to bring full set of points from back end of membership at current’s year Maintenance Fee (fights inflation). The total amount of existing and Accelerated Club Points during any one Calendar Year may not exceed a total of five years. Please note that Senior Membership benefits are not automatically ‘grandfathered’ in once a member turns 60. It is member’s responsibility to upgrade their membership type in order to receive this benefit.